Who doesn’t love free money? If you’re looking for easy ways to earn a little extra cash, you’re in the right place.
There are plenty of apps and websites that will reward you just for signing up, some even let you cash out instantly.
Whether you want to stack up quick app bonuses, cover a small expense, or just test out new platforms without any risk, this list has you covered.
In this guide, I’ll walk you through the best $5 sign-up bonus offers available today, including ones that allow for instant withdrawal with no deposit.
Let’s dive in and start earning!
Best $5 Sign-Up Bonuses with Instant Withdraw Options
If you’re searching for quick and easy ways to make extra money, sign-up bonuses are a great place to start. Many platforms offer $5 (or more) just for joining, and some even let you cash out instantly.
Below, I’ve rounded up the top apps and websites offering a $5 sign-up bonus, with details on how to claim your reward and whether instant withdrawal is available.
1. Fundrise
Fundrise is a great way to dip your toes into real estate investing without needing tons of cash upfront. For as little as $10, you can start building a real estate portfolio, and new users even get a $10 bonus to kick things off.
Whether you're new to investing or looking to diversify, Fundrise offers an easy and flexible way to grow your money while investing in properties nationwide.
We earn a commission for this endorsement of Fundrise.
2. EarnIn
EarnIn lets you access your paycheck before payday—no fees, no interest, just money you’ve already earned. You can cash out up to $150 a day or $750 per pay period, and with Lightning Speed transfers, you can get the money instantly (depending on your bank).
Plus, new users can snag a $5 sign-up bonus when they join through a referral link. EarnIn also has perks like Balance Shield to help avoid overdraft fees and a Tip Yourself feature for easy saving. If you need quick cash without the usual BS, this one’s worth checking out.
3. Scrambly
Scrambly is a solid way to stack some quick cash by completing simple offers. Whether it’s trying out apps, signing up for services, or completing small tasks, you’ll rack up points fast—and new users get a random bonus just for joining.
The best part? You can cash out via PayPal or gift cards once you hit the minimum threshold of only $1, and some rewards process instantly. If you’re looking for a no-fuss way to earn, Scrambly is definitely worth a shot.
4. Cleo
Cleo is a money management app that helps you track spending, save automatically, and even get cash advances when you need them. While there’s no sign-up bonus, Cleo’s cash advance feature lets you borrow up to $250 with no interest or credit check.
The app also includes budgeting tools, savings challenges, and a cheeky AI assistant that roasts or hypes you up based on your spending habits. If you want an all-in-one finance app that can spot you some cash, Cleo is worth checking out.
5. Stash
Stash is a beginner-friendly investing app that makes it easy to start growing your money with as little as $1. When you sign up and deposit at least $5, you’ll score a $5 bonus to kickstart your portfolio.
Stash offers fractional shares, automated investing, and even a Stock-Back® Card that lets you earn stock rewards on purchases. If you’re looking for a simple way to dip into investing with a little extra cash upfront, Stash is a solid choice.
6. National Debt Relief
National Debt Relief offers a free debt relief analysis to see if they can help you lower your payments and get back on track. App bonuses are fun, but if you’re drowning in debt, a few extra bucks won’t fix the bigger issue.
To make this worthwhile, you’ll need at least $10,000 in unsecured debt (like credit cards, personal loans, or medical bills). If debt is weighing you down, it’s worth seeing what options you have—it costs nothing to check.
Get a free debt analysis from National Debt Relief
7. Self
Self doesn’t offer a $5 sign-up bonus, but it can help you build credit and save at the same time—which is worth way more in the long run. It’s a credit-building app that sets you up with a small loan, which you repay over time.
Those payments get reported to the credit bureaus, helping boost your score while you stash money away. If you’re looking to improve your credit and stack some savings, Self is a solid option.
Start boosting your credit score with Self!
8. Freecash
Freecash is one of the quickest ways to earn a $5 sign-up bonus just for joining and completing your first offer. The site pays you for trying out apps, completing surveys, and testing websites—earning points that can be cashed out instantly via PayPal, Bitcoin, or gift cards.
Unlike some reward sites, Freecash has low payout thresholds, meaning you don’t have to grind forever just to get paid. If you’re looking for a fast and easy way to stack some extra cash, Freecash is worth checking out.
Cash out $5 with Freecash today
9. Acorns
Acorns makes investing effortless by rounding up your spare change and automating your investments. Right now, new users can get a $20 sign-up bonus after setting up a $5 recurring investment.
The app costs $3 per month, but the bonus covers your first 6 months, making it essentially free to start. Acorns is perfect for beginners looking to grow their money without thinking about it—just set it and forget it.
Start investing with Acorns and score $20!
10. Current
Current is a free mobile banking app that helps you manage your money while offering access to a $750 payday advance with no interest or hidden fees. Right now, new users can score a $50 bonus by signing up with code WELCOME50 and meeting the promo requirements of setting up direct deposit within 45 days.
The app also offers early direct deposit, cashback rewards, and budgeting tools to help you stay on top of your finances. If you need fast cash and a solid banking app, Current is worth a look and a quick way to make $50 fast.
Get $750 anytime with Current and score $50
11. Upromise
Upromise makes saving money easy by giving you cashback on everyday purchases, and right now, new users can score a $30 bonus just for linking any financial account.
You’ll earn extra rewards by shopping, dining, and even using the Upromise credit card, with the option to boost your savings by connecting a 529 college savings plan. If you want free money and an easy way to save, Upromise is a no-brainer.
Start saving with Upromise and get $30
12. Nielsen
Nielsen will pay you $60 per year in rewards just for installing their app on your devices. The app runs in the background, anonymously collecting data on internet usage to help improve market research—no surveys or extra work required.
Once set up, you’ll earn passive rewards, and the longer you keep it installed, the more you can earn. If you’re looking for easy, set-it-and-forget-it money, Nielsen is a solid pick.
Download an app and earn $60 per year
Tips for Snagging Your $5 Sign-Up Bonus Without the Hassle
Scoring a $5 sign-up bonus is easy, but if you want to actually get paid, here’s how to avoid common mistakes:
- 💰 Use the right link – Some bonuses only trigger if you sign up through a referral link. Double-check before joining.
- 📩 Verify your account – Most apps need you to confirm your email or phone number before the bonus hits.
- 💳 Meet the requirements – Some apps want you to make a deposit, complete an offer, or use the service before unlocking the bonus. Read the fine print.
- ⚡ Cash out ASAP – If instant withdrawal is an option, don’t let that money sit. Get it in your PayPal, bank, or gift card while it’s hot.
- 🚀 Stack bonuses – Why stop at one? Grab multiple offers and keep the free money rolling.
Follow these and you’ll be banking easy bonuses in no time.
