Who doesn’t love free money? If you’re looking for easy ways to earn a little extra cash, you’re in the right place.
There are plenty of websites and apps that pay $100 a day, some even let you cash out instantly without investing or paying anything.
Whether you want to stack up quick app bonuses, cover a small expense, or just test out new platforms without any risk, this list has you covered.
In this guide, I’ll walk you through the best apps that pay $100 a day available today, including ones that allow for instant withdrawal with no deposit.
Let’s dive in and start earning!
14 Best Apps That Pay $100 A Day
If you’re searching for quick and easy ways to make extra money, apps that pay are a great place to start. Many apps offer $100 (or more) just for joining, and some even let you cash out instantly.
Below, I’ve rounded up the top apps and websites to earn, with details on how to claim your cash and whether instant withdrawal is available.
1. EarnIn
EarnIn lets you access your paycheck before payday—no fees, no interest, just money you’ve already earned. You can cash out up to $150 a day or $750 per pay period, and with Lightning Speed transfers, you can get the money instantly (depending on your bank).
EarnIn also has perks like Balance Shield to help avoid overdraft fees and a Tip Yourself feature for easy saving. If you need quick cash without the usual BS, this one’s worth checking out.
2. Cleo
Cleo is a money management app that helps you track spending, save automatically, and even get cash advances when you need them. Cleo’s cash advance feature lets you borrow up to $250 with no interest or credit check.
The app also includes budgeting tools, savings challenges, and a cheeky AI assistant that roasts or hypes you up based on your spending habits. If you want an all-in-one finance app that can spot you some cash, Cleo is worth checking out.
3. MoneyLion
Didn’t vibe with EarnIn or Cleo? MoneyLion might be a better fit if you want more than just a cash advance. With Instacash, you can get up to $500 with no interest or credit check, and if you set up direct deposit, that limit jumps to $1,000. But what really sets MoneyLion apart is the full suite of tools it offers—credit builder loans, investing, and even a checking account with rewards.
If you're looking for an all-in-one app to not only get quick cash but also level up your financial life, MoneyLion covers more ground than most.
4. Empower
Not feeling Cleo’s AI sass or EarnIn’s paycheck-based model? Empower takes a more streamlined, no-fluff approach. You can access up to $300 with no interest and no credit check. It charges an $8/month subscription fee, and if you want instant delivery, there’s a small extra fee—but everything is transparent.
Empower is a good pick if you just want quick cash and useful budgeting features, without the bells and whistles or having to set up direct deposit. It's simple, effective, and gets the job done when you're short on funds.
5. Fundrise
Fundrise is a great way to dip your toes into real estate investing without needing tons of cash upfront. For as little as $10, you can start building a real estate portfolio, and new users even get a $10 bonus to kick things off.
Whether you're new to investing or looking to diversify, Fundrise offers an easy and flexible way to grow your money while investing in properties nationwide.
We earn a commission for this endorsement of Fundrise.
6. Scrambly
Scrambly is a solid way to stack some quick cash by completing simple offers. Whether it’s trying out apps, signing up for services, or completing small tasks, you’ll rack up points fast—and new users get a random bonus just for joining.
The best part? You can cash out via PayPal or gift cards once you hit the minimum threshold of only $1, and some rewards process instantly. If you’re looking for a no-fuss way to earn, Scrambly is definitely worth a shot.
7. Stash
Stash is a beginner-friendly investing app that makes it easy to start growing your money with as little as $1. When you sign up and deposit at least $5, you’ll score a $5 bonus to kickstart your portfolio.
Stash offers fractional shares, automated investing, and even a Stock-Back® Card that lets you earn stock rewards on purchases. If you’re looking for a simple way to dip into investing with a little extra cash upfront, Stash is a solid choice.
8. National Debt Relief
National Debt Relief offers a free debt relief analysis to see if they can help you lower your payments and get back on track. App bonuses are fun, but if you’re drowning in debt, a few extra bucks won’t fix the bigger issue.
To make this worthwhile, you’ll need at least $10,000 in unsecured debt (like credit cards, personal loans, or medical bills). If debt is weighing you down, it’s worth seeing what options you have—it costs nothing to check.
Get a free debt analysis from National Debt Relief
9. Self
Self doesn’t give you $100 a day but it can help you build credit and save at the same time—which is worth way more in the long run. It’s a credit-building app that sets you up with a small loan, which you repay over time.
Those payments get reported to the credit bureaus, helping boost your score while you stash money away. If you’re looking to improve your credit and stack some savings, Self is a solid option.
Start boosting your credit score with Self!
10. Freecash
Freecash is one of the quickest ways to earn a $5 sign-up bonus just for joining and completing your first offer. The site pays you for trying out apps, completing surveys, and testing websites—earning points that can be cashed out instantly via PayPal, Bitcoin, or gift cards.
Unlike some reward sites, Freecash has low payout thresholds, meaning you don’t have to grind forever just to get paid. If you’re looking for a fast and easy way to stack some extra cash, Freecash is worth checking out.
Cash out $5 with Freecash today
11. Acorns
Acorns makes investing effortless by rounding up your spare change and automating your investments. Right now, new users can get a $20 sign-up bonus after setting up a $5 recurring investment.
The app costs $3 per month, but the bonus covers your first 6 months, making it essentially free to start. Acorns is perfect for beginners looking to grow their money without thinking about it—just set it and forget it.
Start investing with Acorns and score $20!
12. Current
Current is a free mobile banking app that helps you manage your money while offering access to a $750 payday advance with no interest or hidden fees. Right now, new users can score a $50 bonus by signing up with code WELCOME50 and meeting the promo requirements of setting up direct deposit within 45 days.
The app also offers early direct deposit, cashback rewards, and budgeting tools to help you stay on top of your finances. If you need fast cash and a solid banking app, Current is worth a look and a quick way to make $50 fast.
Get $750 anytime with Current and score $50
13. Upromise
Upromise makes saving money easy by giving you cashback on everyday purchases, and right now, new users can score a $30 bonus just for linking any financial account.
You’ll earn extra rewards by shopping, dining, and even using the Upromise credit card, with the option to boost your savings by connecting a 529 college savings plan. If you want free money and an easy way to save, Upromise is a no-brainer.
Start saving with Upromise and get $30
14. Nielsen
Nielsen will pay you $60 per year in rewards just for installing their app on your devices. The app runs in the background, anonymously collecting data on internet usage to help improve market research—no surveys or extra work required.
Once set up, you’ll earn passive rewards, and the longer you keep it installed, the more you can earn. If you’re looking for easy, set-it-and-forget-it money, Nielsen is a solid pick.
Download an app and earn $60 per year
Tips for Snagging $100 A Day with Apps That Pay
It’s one thing to grab a $10 sign-up bonus—it’s another to consistently pull in $100 a day. If you’re serious about making real money from these apps, here’s how to do it right:
💰 Use referral links that count – Some apps only unlock the best rewards through special links. Don’t leave money on the table—always double-check before signing up.
📩 Verify everything – Confirm your email, phone number, and payment info to avoid delays. No verification = no payout.
💳 Complete the tasks – Want that $100? Most apps require you to take an action—play a game, complete a survey, or make a purchase. Make sure you meet the terms.
⚡ Withdraw fast – If the app offers instant PayPal or bank cash outs, don’t let your earnings sit there. Cash out as soon as you qualify.
🚀 Stack your apps – One app might pay $10, another $25—combine enough and hitting $100 a day becomes possible. The more you test, the faster you learn what works.
